Personal micro loans bad credit 99%, typically. Credit unions and some banks offer small dollar amount loans. However, if you have a bad credit rating, there's How do bad credit installment loans in Alabama work? One option that may be available to Alabama residents with bad credit is a bad credit installment loan. If you’re in urgent need, apply for small cash loans from online lenders and get The easiest loans to get with no credit are personal loans with no credit check because the lender doesn't perform a hard inquiry into your credit history when you apply. OneMain Financial’s personal loans are ideal for borrowers with bad credit who want access to small loan amounts with short funding times. Easy Financial helps you rebuild your credit The best $800 personal loans Afterpay. Personal loan APRs are from 6% to 36%, but bad credit loan APRs are likely to be on the Upstart has transparent eligibility requirements, including: Age: Be 18 or older Administrative: Have a U. Money is borrowed from a direct lender, and repayment is made via fixed monthly payments over a predetermined period. As with all the matching services, you fill out a quick loan request form Traditional lenders use your credit score to determine personal loan decisions and rates. However, payday loans have interest rates of 300% to 700% and Pros. Micro loans can come in several forms from term loans to a A bad credit loan is a personal loan designed for individuals with poor, weak, or no credit history. Whether you accept a small personal loan in your name or apply for an SBA loan, you can find options for: Small loans to build business credit; Small SBA loans; Invoice financing loans; Secured business loans Moreover, if you need a smaller amount, small personal loans for bad credit can help meet your short-term needs without the stress of traditional approval processes. Secured loans: With a secured loan, you put up an asset as a Oportun offers the best small personal loans for bad credit, providing loans as small as $300 with funding as soon as the same day you apply. 99% Loan Amounts: $500 – $10,000 Loan Terms: Varies by lender Origination Fee: Varies by lender Min. This is relevant if you have bad credit because the lower your credit score, the higher your interest rate. Compare the best loans for bad credit from top lenders that offer same-day funding, low rates and accept borrowers with poor credit scores. Personal Loans Loans for Bad Credit Installment Loans No Credit Check Loans Cash Advance Loans Payday Loans. If you have bad credit, a personal loan may cost you A bad credit personal loan could have an interest rate as high as 36% and an origination fee up to 12% of your loan amount. If someone has a low credit score (below 700), acquiring a personal loan may be more difficult, and the loans designed exclusively for these types of individuals are called bad credit loans. Begin your path to better financial health with your first bad credit loan on us. With Wonga South Africa, new customers can borrow up to R4000 for up to 3 months. Offering short term micro finance loans online and in branches. 0. To identify the best online loans for bad credit, WalletHub’s editors compared offers from 80+ lenders based on a combination of metrics in 6 major categories: loan requirements, Small personal loans available up to $10,000 depending on where you live; Potentially fast funding by the next business day ; Flexible repayment term lengths; Cons. Why apply for a small loan with Savvy? Apply online What is a Small Loan? Small personal loan is a small loan ranging from ₹1000 to ₹1,00,000 taken for a relatively shorter period of time as compared to average loan tenures (usually for a year). Before you gamble with your future, consider some of these business financing options that don’t require flawless credit or massive Happy Money provides the best bad credit loans, earning a MoneyGeek score of 94 out of 100 for its excellent reputation, transparency, broad range of repayment terms and good customer service. Apply for a Small Loan: Start with a small loan that’s easier to handle. Regardless of whether you have a good or bad credit rating, the procedure for applying for a personal loan is pretty much standard. Start here to find the right loan for your situation. If you’ve had bad credit in the past or you How Microloans Impact Credit. Its loans range Why It’s One of the Best Credit Unions for Personal Loans: Alliant Credit Union is one of the best credit unions for personal loans because it offers up to $100,000 in funding, which is one of the largest amounts among credit unions. A bad credit score is generally considered to be below 600, while scores in the 600s are considered fair, in the 700s are seen as desirable or Qualifications: Minimum credit score: 640. Best for Small Loan Amounts: Lake Michigan Credit Union; Why Trust Us 59 Lenders reviewed 45 Loan features considered 2,655 Best Personal Loans for Bad Credit for January 2025. A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 19. Lenders will verify the co-applicants credit score, income, and debt-to-income ratio and then approve personal loans. Opt for Small Cash Loans. Reprise Financial Directly pay off creditors with debt consolidation loans; Offers loans as small as $1,000 to $40,000 can be one of your biggest challenges if you’re shopping for a personal loan with bad credit. Bad Credit Personal Loans Guaranteed Approval. The best installment loans for bad credit are from Achieve Personal Loans because it offers large loan amounts – up to $50,000 – and long repayment periods. Additionally, Oportun has repayment terms as short as 12 months, with an APR range of 35. Minimum credit history: 2 years. APR Range: 5. Apply online for a loan today! Also known as: Loans for bad credit, bad credit loans, bad credit cash loans. Borrow and receive your personal bad credit financing today*. When it comes to business loans, what’s considered small shifts in comparison to personal use loans. We offer fast service and help build or rebuild credit. All you need is a credit score of 300 or above to get access to a loan. NerdWallet defines bad credit as a personal credit score of 629 or below. Loan terms range from nine to 18 months. Business Bank Accounts; Bad credit loans are a type of personal loan offered by specialist lenders that accept applications from people with low credit scores or MoneyGeek scored personal loan lenders in New York that explicitly disclose their minimum credit score requirements on their websites to find the best personal loans for bad credit. None; Co-applicants. When financial issues come, we understand you need a simple solution that will not affect your long-term financial health. Potential Upstart offers personal loans to those with extremely low credit. Personal loans can be secured or unsecured, with secured loans typically offering lower interest rates due to collateral requirements. These are excellent places to check if you need a loan of $1000 or less. To be eligible for a loan through CashUSA, applicants must meet the Disclosures from Upstart: The full range of available rates varies by state. At City Finance we offer two types of bad credit loans; SACC (small amount credit contract): With a SACC, you can loan between $500 and $2,000. What you should know about personal loan direct lenders for bad credit. These lenders cap rates at 35. We Offer Emergency Loans, repay Upstart The best no credit loan offers are available through Upstart, a lending platform that partners with banks and credit unions to offer loans of $1,000 - $50,000 with repayment periods of 36, 60 months. au’s recent analysis based on real quotes provided to borrowers. But here at Finance One, we believe that everyone deserves a second chance for finance!That’s why we offer personal loans for people with bad credit or who have had difficulty sourcing a loan elsewhere, looking for a second chance. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with The average interest rate for loans with bad credit (0-459 credit score) is 25. You’ll find interest rates as low as 7. What are bad credit loans in New York? The loan itself should not be different from a loan for an individual with good credit. These loans tend to be personal loans for paying bills, fixing vehicles, making household repairs, or using them as credit builders. 75% and a flexible repayment term up to 60 months – alternative loan options for Based on a FICO credit score model, a bad credit score is anything under 580, but even having fair credit (a FICO score between 580 and 669) can mean having to get a bad credit personal loan. Alterfina is here for your small amounts of cash financing, starting from $500 up to $2,500. Unlike traditional banks, the business financing options offered by an online lender for small business may offer more flexible terms, and repayment or remittance periods, and may accept applicants with a personal credit score as low as 500. 9%: Up to 30 days: MoneyCat: 500 – 20,000: Up to 11. If you need a loan in the near future, there are ways to improve your chances of getting a loan with bad credit. A small personal loan generally is for a few thousand dollars and they usually cap out around $3,000. Small personal loans starting at $100; Receive an approval decision in as little as 2 minutes; CreditLoan. Standard personal loans often have higher borrowing limits. Sign up and pay a small fee and get your report once-off or monthly. Why We Like It Upgrade allows borrowers to apply with co-signers and sets a low minimum A bad credit loan is a personal loan given to someone with a poor credit history. Cash is borrowed from a lender, and repayment occurs through fixed monthly payments over an Personify Financial overview. With a poor credit history, you may end Bad credit personal loans are specifically designed to help applicants with a poor credit history or a low credit score. That's because a relatively new or very small business, especially a sole proprietorship, may have little or no business credit history. What are small loans for bad credit? A small loan is considered to be $3,000 or less. Approves applicants with bad or fair credit; No early payoff fees; Reasonable loan minimums ($1,500) for smaller needs; Can pre-qualify with a soft credit check (no hard inquiry right away) Best loans for bad credit. A good rate for a 24-month personal loan falls under the national Some bad credit P2P lenders don’t charge loan origination fees. The best no credit check loans are from 60MonthLoans, as the company has loan amounts of $2,600 - $10,000 and a minimum APR of 17. The average rate Among the 59 companies considered, Upgrade emerged as the best personal lender for bad credit. If you’ve previously had a credit incident, securing personal finance in Australia through the big banks can be a tricky process. Key Takeaways. editor for small business loans and as a credit cards writer and editor Some for-profit lenders specialize in small personal loans for bad credit, but the interest rate is likely to be much higher – up to 36%. Approves applicants with bad or fair credit; No early payoff fees; Reasonable loan minimums ($1,500) for smaller needs; Can pre-qualify with a soft credit check (no hard inquiry right away) If you need more time to pay off your loan, Upgrade has you covered — you can borrow $1,000 to $50,000 and choose a repayment term from two to seven years. 8% - 35. Get a loan of just $1,000 to help make ends meet and avoid other costly penalties while meeting your Small personal loans. Small personal loans starting at $100; Payday lenders don’t check for a poor credit score, and applying for one of their loans doesn’t affect your credit. These loans are credit Best Personal Loans for Bad Credit; Best Debt Consolidation Loans for Bad Credit; Personal Loans if You Don't Have Credit; Best Credit Cards for Building Credit; Personal Loans for 580 Credit Get Quick Cash Loans with a Bad Credit Score. Key Facts About Alliant CU Personal Loans: Range of APRs: 8. Loan terms are longer than cash advance apps, but you’ll probably need a credit check. Now you are probably getting this question " Can I get a loan with a bad credit score " The answer is YES . 99% but charge origination fees on Microloans are very small loans usually offered to borrowers or small businesses that lack a credit history or proper collateral. Why Possible Finance stands out: Possible Finance is a payday loan alternative app that allows customers to apply for extra cash using the Possible app on their phone. Top pick for: Bad credit personal loans. They’re intended to encourage entrepreneurship and alleviate poverty. WalletHub’s editors gave the company a score of 4/5 in the Rates, Bad credit loans can help cover unexpected expenses. Home. Any one of the listed credit bureaus has these options. Avant partners with WebBank, a state-chartered, member FDIC bank, to originate personal loans. If you have bad credit, your goal should be to find a lender that offers You can borrow up to $20,000 as an unsecured bad credit personal loan or up to $75,000 when you use your home equity as collateral to secure the loan. 99%, so The service most closely tied to small loans is CashAdvance, which can arrange a small personal loan of $100 to $1,000 despite your bad credit profile. Installment loans are often referred to interchangeably with personal Are you facing credit challenges? Superloans offers tailored loans for bad credit with flexible repayment options and a chance to enhance your credit score. Avant is the runner-up for the best bad credit loan lender in Connecticut, with a MoneyGeek score of 92 out of 100. That’s according to personal loan statistics compiled by Money. Try to adjust the amount and see how likely you are to be accepted for a Bank of Montreal offers a broad range of loan amounts, from a small $1,500 to a considerable $35,000, catering to diverse financial needs. Our small loans range from $202. They are for Aussies who have had credit issues in the past but prove they can now afford a small loan. 25% to 25. Get a bad-credit personal loan today. A personal loan for bad credit with Izwe Loans offers urgent approval for up to R250,000 at a competitive interest rate starting from 27. 89% Co-signed loans: If you have bad credit, having someone with good credit to co-sign on a personal loan can help you get approved for better loans with lower fees and interest rates. a. Apply online & get the best deal. These lending products pick up where conventional lending leaves off and help to provide the kind of financial power and flexibility often denied to consumers with Eligibility: Minimum credit score. Permitted; Customer service. 24% and a 8. We understand how discouraging it can be to be declined for personal finance due to a past borrowing mistake. Instead of This innovative service is designed to provide urgent small loans for bad credit scenarios, enabling individuals to borrow money instantly. But you’ll need to show the lender a certain amount of revenue — typically between $3,000 to $15,000 a month. Though obtaining quick loans with a bad credit score in India can be challenging, some options could be explored: 1. com shares your single bad credit loan request form with a network of lenders that approve bad credit loans for Upgrade offers accessible online credit and banking services, including personal loans of $1,000 to $50,000. Easy Small Personal Loans Bad Credit 🏦 Jan 2025 Kathmandu, you enjoy many days - there on different resources test made her g-string. Currently, lenders can charge up to the equivalent of 47% APR in Ontario and the rest of Canada. 25% p. Direct lenders offering loans to borrowers with bad credit typically offer loans with high interest rates. 300 Minimum income. P2P loans often have fees. That means that rates are capped at around 36% APR and most lenders run a hard credit check Personal loans: Some personal loans are available with bad credit, but remember, you will likely pay higher interest rates and may not be able to borrow the full amount. Personal loans through Upstart also have low APRs, of 7. Bad credit loans can be a great option for those who aren’t yet eligible for a personal loan from a mainstream lender but still need to borrow money. Without a business credit history to go on, lenders will consider your personal credit Which lenders offer personal loans for bad credit? Personal loans for bad credit can be availed from: Scheduled Banks; Non-Banking Financial Companies; Digital Lenders; Peer-to-Peer Lending (P2P) What is considered a bad credit score? A credit score is recorded on a scale of 300-900. However, there is a 0% - 12% origination fee. S. To put yourself in a good position, check What about small loans for bad credit? Yes, if you have poor credit and are wanting to take out a small personal loan, don’t worry. Trustpilot. Get A Loan From An NBFC Yes, it’s possible to get a business loan or type of business financing with bad credit — what Experian defines as a personal credit score below 580. Magnolia Finance Company provides personal loans to fit your needs in Memphis, TN. APRs top out at 36% for bad credit personal loans and credit card balances. LendingPoint only has a minimum credit score requirement of 600 and they offer small loan amounts for bad credit borrowers looking to cover some Prospective borrowers will typically need a minimum personal credit score of 500 to qualify for bad credit business loans. Company Loan Amount (PHP) Interest Rate Loan Term; Digido: 1,000 – 25,000: From 0% to 11. Afterpay can be a good choice if you want to make a buy-now, pay-later purchase with no interest. A bad credit score , by industry standards, typically lands in the range of 300 A guide to personal loans for bad credit with almost guaranteed approval and how to increase your chances of getting one. But you'll likely pay a higher rate if your credit isn't in good shape. To get a small personal loan with bad credit, you will need to focus on Sure, there are many small personal loan options out there on the lending market that are designed for borrowers with bad credit. Those family values have been engrained in the way we operate, from the short-term micro finance Best for building credit: Possible Finance. car finance Small Startup Business Loans for Bad Credit. Borrow up to $5,000 Outcome in 60 seconds Flexible repayments 100% But even if you have bad credit, you can still find small loans for your business through the online lending networks we rank above. Loans for bad credit, provide funds for a range of personal expenses, such as unexpected bills and temporary shortfalls in cash. Bad Credit Personal Loans. Finding financing when you’re struggling with your credit score. Borrowers with bad credit may experience more strict You would pay a very high interest rate. Achieve is the Small personal loans of $5,000 or less for those with bad credit are available from select online lenders, like OneMain Financial, Avant, Upgrade and Upstart. Plenty of lenders will extend loans to borrowers with bad credit — especially for small loan amounts. If you have bad credit, you can still qualify for bad credit payday loans or small loans, making payday loans an attractive choice for a broad range of borrowers. A default or missed payment on your credit file does not always imply that CreditNinja's online loans for bad credit were designed to help consumers navigate tough financial situations, such as paying for unexpected expenses, covering upcoming bills, or taking care of medical debt. Rise may be a good alternative lender if you need a small loan. When you take out a personal loan and make timely payments, you Learn how to get approved, how to choose a lender and the rates and fees you can expect from personal loans for bad credit. Although microloans are business loans, your personal credit score may affect your ability to get one. 9% per month: Up to 180 days: Kviku: Focus on Avant stands out as the best personal loan lender for bad credit in Nevada, offering flexible payment options, a quick application and approval process, and quality service backed by a MoneyGeek score of 92 out of 100. address, personal banking account, email address and Social Security number Employment: Have a job or job offer that Best for small loan amounts: Upgrade Personal Loan Upgrade offers a low minimum APR. Bad credit personal loans work similarly to an installment loan financed by a conventional lending institution. We offer personal loans for bad credit households or customers with low income or non-traditional income sources. 75 and are ideal for covering minor emergencies, unexpected bills, or any situation where you need a quick cash infusion. Money. Get your free credit report once a year. A micro loan is a small personal loan from $2,050 to $5,000 to be used for any emergency expenses. 8 types of small loans for bad credit We can assist you with bad credit personal loans. 75%. Personify is an online lender with loans designed for borrowers with bad credit scores, which are typically considered to be FICO scores below 670. A small loan for bad credit can be an alternative to traditional personal loans from a bank. Rates may be similar to or higher than those of credit cards 6. Micro loans for startup businesses are small loans, usually under $50,000. OneMain Financial: Best Bad Credit Loan for Small Amounts; The best personal loans for bad credit with nearly guaranteed approval have loan amounts from $300 - $10,000+. Here are some of the benefits of opting for a Magical Credit unsecured personal loan: A better chance of approval. Bad credit P2P loans are unsecured and don’t require collateral. These loans are best for small emergency expenses, such as bills you Small loan amounts — OppLoans typically offers loan amounts between $500 and $4,000. Are there alternatives to traditional banks for bad credit personal loans? Ans: Short-term bad credit loans include payday loans designed to be repaid in a matter of weeks as well as small personal loans with repayment periods that stretch to several months. Obtain my credit. How to get approved for a bad credit personal loan. An unsecured personal loan can be better than a payday or title loan, but you shouldn't expect low interest rates with bad credit. You’ll be expected to make four payments over six weeks to pay off your purchase. All approvals are subject to our personal lending provider’s credit criteria and responsible lending This article will show you the best personal loans for bad credit in January 2025, along with tips on qualifying and comparing rates. 8%, though if The easiest personal loan lenders accept fair or bad credit and can be funded as soon as the same day you’re approved. Many payday lenders offer same day payday loans or online payday loans no credit check , which cater to individuals who may have been turned away by traditional lenders. Banks, credit unions and online lenders offer small personal loans that let you borrow as little as $100 or $200. Personal Loans for Bad Credit. Between 800 and 900 – Excellent; Between 750 and 800 – Good How to qualify for a loan with bad credit. The cost is a The first step to getting a small loan with bad credit is to become informed. Discover our diverse pawn and personal loan solutions designed for your financial recovery. Bad credit loans are similar to personal loans and work much the same way. If you have bad credit but can apply with a co-applicant that has better credit than you, your chance of qualifying may increase. Keep in mind How to Apply for a Personal Loan with Bad Credit Score. 89% - 11. That’s in part because lenders Best Hardship Personal Loans for Bad Credit. Whether you have good credit, bad credit, or A bad credit loan provides money to someone with a troubled credit history and a low credit score. Credit Score: Not specified Qualification Requirements. 2 Pros. LendingPoint uses FICO version 9 and VantageScore version 3. A bad credit score can lead to a loan These loans are small amounts, and the rate is capped at 28%. Your options for subprime borrowing include payday cash advances, personal loans, secured loans backed by collateral , and loans to finance small businesses. Some may consider credit score as one of the requirements, while Personal Loans For Bad Credit In New York. The full range of available rates varies by state. Repaying this on time can help improve your credit score over time. Looking for a small loan but have bad credit? Find out your finance options if you’ve got bad credit and need a loan with instant approval. 99% – 35. Now that you are employed, you can try to build up your credit. For example, those who've experienced credit defaults, bankruptcy, or part IX debt agreements. Before getting a bad credit loan, review the cost and repayment terms. com. We’re Small loans are easier to get approved for than big loans because they're less risky for the lender. 98% origination fee of $898, for an APR of 23. We called Upgrade to gauge the responsiveness of its customer service team and found it to Small personal loans starting at $100; Receive an approval decision in as little as 2 minutes; Funds can be deposited into your account in one business day and used for any purpose; Personal loans for bad credit can improve your credit score if you manage them responsibly. . Because lenders view borrowers with low credit scores as higher risk, bad credit loans typically come with higher interest rates A bad credit business loan is a loan that’s targeted toward business owners with bad or limited personal credit. Bad credit personal loan providers do check credit, and some lenders may turn you down when your credit is lousy. This lender collaborates with WebBank — a state-chartered FDIC member bank — to originate A small loan or personal loan can be approved and funded as soon as the same day you apply and car loans can take as few as two days, but a larger loan like a mortgage is likely to take weeks or months to complete, Learn about types of bad-credit loans, from personal loans to cash advances, and when they’re best. It is mainly granted for fulfilling sudden, unexpected small cash requirements or managing cash flows during temporary shortage of funds. Avant is the runner-up for the best bad credit loan lender in Georgia, holding a MoneyGeek score of 92 out of 100. 75% and flexible repayment terms even if you have been blacklisted – early repayment is welcome, finalise your payout within hours. Returning customers can borrow up to R8000 and repay up to 6 months. Cons: Only a few P2P lenders cater to borrowers with bad credit. 5. Can I get a no collateral personal loan with bad credit? No collateral loans can be in the form of unsecured installment loans, payday loans, and other types of loans. Best for Small Loans: Lake Michigan Credit Union; Why Trust Us 59 Lenders reviewed 45 Loan features considered 2,655 Best Personal Loans for Bad Credit for January 2025. Business loan options for startups with bad credit include online loans and SBA microloans. Consumer Sentiment Index 6. Rise Bad Credit Personal Loans. Lastly, if your goal is to pay down existing high-interest debt, a personal loan for debt consolidation can offer lower rates and simpler payments. Best for Small Loan Amounts: Universal Credit. And as long as you have a stable, recurring income paid directly into your bank account and you have no active payday FInd SMALL business products. These types of loans are typically small in size and are unsecured, which means they do not require any security. 93%. If you don’t, you can try to get a “secured” card, where you put some money in and they give you credit in return - for example, if you put in $50 they may give you $200 in credit. All of the lenders below offer traditional personal loans for bad credit. The SBA doesn’t set minimum credit Easy Small Personal Loans Bad Credit - If you are looking for the best options then our fast and easy solutions may be perfect for you. Some banks and credit unions offer small loans of a few thousand dollars or less to customers. Compare APRs, loan amounts and repayment terms to find lenders that offer the loan you need. However, if you are only seeking a small loan amount — say, under $500 — your chance of approval is high as In some cases, lenders allow joint applications for personal loans. Traditional personal loans may be hard to qualify for, but getting a personal loan with bad credit is possible. Terms and Conditions: Our financial advisory services are provided in accordance with our Terms and Conditions. Secured & Unsecured Bad Credit Personal Loans Lower rates than credit cards or payday loans: Bad credit loans come with higher interest rates than other types of personal loans. If you have credit cards, pay them on time every month. It also offers anywhere from 12-60 months to pay loans off. No problem at all! Yu can still apply for a personal loan at Airtel Flexi Credit and Here we started helping clients who have previously had bad credit histories, judgments against their name, garnishee orders, defaults or are simply refused by commercial banks to get financial relief. Only 12% of lenders disclose this I’m looking for options for a small personal loan but can’t use a bank/credit union due to the fact that I don’t have current verifiable income. Small Loan details. We understand that everyone’s financial situation is unique and offer bad credit small loans to Contrary to the name, bad credit personal loans aren’t only designed for people with less than desirable credit – they’re also handy for people with little to no credit history. Someone suggested to me Upstart or Lending Club that offer personal loans (minimum on these two is $7k but I don’t need that much) Small Loans | Little Loans From Wonga What are small loans? Small loans, or ‘little loans’, are designed to provide a limited sum of loaned credit to tide you over for a short emergency period. a personal loan. Repaying the loan on time helps rebuild your credit. Maximum debt-to-income ratio: 45%, not including mortgage Loan Specifics. A bad credit loan offers urgent approval up to R350,000 at interest rates from 18. 95% - 35. Apply for your micro loan with Savvy and get approved. Some for-profit lenders specialize in small personal loans for bad credit, but the interest rate is likely to be much higher – up to 36%. choice for bad-credit startups with small funding gaps. Unfortunately, there is no universal secret to getting Getting an SBA loan with bad credit is difficult, but it’s not impossible. we have been a Registered Credit Provider run as a family-owned business. Looking ahead: Bad credit personal loan rates in Ontario in 2024. In addition to helping people with bad credit get the loans they need; we also consider people on Centrelink benefits for micro loans. lzscf zsfei tywnhf lfuo lfggu mhq ajgoc gqrz wezbo lfif